Standard VSC

Our "flagship" program offers multiple terms and coverage levels, and now covers hybrid, all-electric, PHEV, and fuel-cell vehicles. New vehicles up to four years old with up to 60,000 miles are eligible, depending upon the vehicle class and term. Used vehicles up to 12 years old with up to 125,000 miles are also eligible. Benefits include Towing, Transportation Expense Reimbursement with optional upgrade, Trip Interruption and Emergency Roadside Assistance. Standard VSC is also available without Roadside.

Xtended Care

This high-mileage program offers over 30 terms and four levels of coverage, and now covers hybrid, all-electric, PHEV, and fuel-cell vehicles. Vehicles up to 20 years old with up to 200,000 miles are eligible, depending upon the vehicle class, term and level of coverage. Additional benefits include Towing, Transportation Expense Reimbursement with Upgrade Option, Trip Interruption and Emergency Roadside Assistance. Also available without Roadside.

5 Yr./100K Mile Protection

Offers one 5 year/100,000 mile term and two vehicle classifications. Vehicles up to 15 years old with up to 150,000 miles are eligible for coverage. The program includes two different levels of coverage: Engine Plus (powertrain) and High Tech. In addition, there are three coverage options available exclusively for Engine Plus. Includes Towing and Rental Car Reimbursement. 

 3 Yr./100K Mile Protection 
Offers one 3 year/100,000 mile term and two vehicle classifications. Vehicles up to 15 years old with up to 150,000 miles are eligible for coverage, which includes engine, transmission components and transfer case components (with a surcharge). Additional benefits include Towing and Rental Car Reimbursement.

Enhanced Care

In addition to covering ALL of the mechanical and electrical parts of a vehicle, Enhanced Care also covers many Wear & Tear components, such as brake pads, battery, headlamps, belts, hoses, and more. New vehicles (including leased vehicles) up to 1 year old with up to 7,500 miles are eligible. Terms range from 24 months/24,000 miles to 60 months/60,000 miles. Additional benefits include Travel Expense Reimbursement, and Emergency Roadside Assistance. Coverage for brake rotors and drums is available as an option. 

Powertrain Wrap

This program "wraps around" our Lifetime Powertrain Limited Warranty (below) to cover ALL of the mechanical and electrical parts of a vehicle, except for powertrain items, and those exclusions listed under "What is Not Covered" in the contract. Depending on class and term, new vehicles up to 1 year old with up to 12,000 miles are eligible, and used vehicles up to 4 years old with up to 50,000 miles are eligible. Additional benefits include Towing, Rental Car Reimbursement with Upgrade Option, and Emergency Roadside Assistance.

Lifetime Powertrain Limited Warranty

This program provides coverage for new vehicles up to one year old with up to 12,000 miles, or for used vehicles up to 10 years old with up to 100,000 miles. Now covers certain components of hybrid, all-electric, PHEV, and fuel-cell vehicles. Requires that the vehicle be returned to the selling dealer once every five years for a complimentary powertrain inspection. Coverage is for as long as the customer owns the vehicle.

Limited Warranty

There are two warranties available: one has a $100 deductible, and the other has a $200 deductible. Vehicles up to 20 years old with up to 200,000 miles are eligible, depending upon the term. Terms vary from 1/1 to 36/75. Now covers certain components of hybrid, all-electric, PHEV, and fuel-cell vehicles. Coverage includes all internal lubricated parts of the engine, transmission/transfer case and differential. See contract for full coverage details.

Extended VSCs for Certifieds

We offer programs with varying coverage for Acura, Honda, Toyota and Volvovehicles. Please contact us for complete details. For franchise dealerships only. Acura, Honda, Toyota and Volvo are registered trademarks of their respective companies.

Expanded Tire & Wheel Protection

Provides coverage for any size tire or wheel on the vehicle at time of delivery, including aftermarket wheels. Offers multiple levels of coverage, and terms ranging between 12-60 months. Vehicles up to 10 years old with any mileage are eligible. Optional coverage for steel or alloy wheel cosmetic repairs. Note: this program is available with Emergency Roadside Assistance as an option with surcharge, or as an included benefit.

Motor Club with Key Replacement

This program pays to replace a vehicle's master key or OEM key fob if lost, stolen or destroyed. Three levels of coverage are available: Standard (up to $450 benefit per year), Premium (up to $850 benefit per year) and Elite (up to $1250 benefit per year). Includes roadside assistance, custom trip routing, auto rental discounts, hotel discounts, and travel interruption reimbursement (where available by law). 

Multi-Guard Protection

This program offers two levels of coverage, Gold and Platinum, with an Aftermarket Wheel surcharge and Cosmetic Wheel Repair option. Both levels of coverage include: Tire & Wheel, Paintless Dent Repair, Windshield Repair and Emergency Roadside Assistance. Platinum coverage also offers Key Replacement with Travel Interruption Reimbursement. This program does not require the dealer to have a licensed Motor Club representative on staff, and the dealer can repair the vehicle using their own employed PDR technician or any outsourced PDR technician of the dealer’s choice.  

Appearance Protection

This is a limited product warranty, available in “Silver”, "Gold" and “Platinum” versions. Protects a vehicle's paint against weather-induced fading and loss of gloss, and protects fabric, vinyl and leather against fading and stains from food, drinks, etc. Silver eligibility: vehicles of any age and with any mileage; Gold eligibility: vehicles up to 10 years old with any mileage; Platinum eligibility: vehicles up to 5 years old with any mileage. Terms range from 1-7 years. Gold also covers small punctures and tears. Platinum also covers small cracks and burns. You may use any chemical provider of your choice for this product.  

Dent & Ding Protection

Paintless Dent Repair (PDR) is a process that utilizes special tools to gently repair minor dents and dings up to 4" in diameter. The program offers one level of coverage and multiple terms ranging from 12-60 months. Vehicles up to twenty years old with any mileage and with sheet metal body panels are eligible for coverage.

Theft Protection

We currently offer a term benefit program and a vehicle replacement program. Please contact us for complete details.

Maintenance Program

This versatile program provides both new and used car customers with another reason to purchase a vehicle from their dealer. Dealers can create as many plans as they like, from any combination of basic maintenance options. Unlimited year and mileage. Terms range from 12-60 months.

Guaranteed Asset Protection

In the event of a total loss of the vehicle, GAP will provide a waiver benefit equal to the difference between the unpaid net balance and the primary insurance carrier’s settlement amount at the time of claim. If there is no primary insurance carrier at the time of claim, the actual cash value of the vehicle will be used to calculate the waiver benefit. Multiple terms, up to 84 months.